Speaking

PLANNING FOR ALL GENERATIONS: WHAT ADVISORS NEED TO KNOW ABOUT STUDENT LOANS

Federal loans, private loans, subsidized loans, unsubsidized loans, income-based repayment, income contingent repayment, consolidation, deferment, forbearance, forgiveness. Confused yet? These are the terms you need to know as you help your clients navigate the education planning process both before their children go off to college and after graduation. With total student loan debt approaching the $1.6 trillion mark, 6-year graduation rates stagnating at 59%, and higher education degrees becoming the minimum requirement for gainful employment in the country, advisors need to know how to guide and educate their clients to effectively and efficiently plan for college when time is on their side and resources are available, and more importantly, when they are not.

Audience:

• Financial Planners

• Investment Advisors

• Accountants

• Attorneys

Time: 60 - 90 Minutes

PLANNING FOR COLLEGE AND HIGHER EDUCATION EXPENSES 

With the cost of higher education on the rise, advisors working with individual clients have the opportunity and responsibility to help clients understand how education costs factor into their big picture financial plan. This presentation will serve as the foundation piece in which financial planners can learn the basics of college planning and how they can begin to incorporate these services into their practices. The session will discuss how to approach college savings vehicles, the financial aid system, and different strategies associated with the planning areas involved at a minimum

Audience:

• Financial Planners

• Investment Advisors

• Accountants

• Attorneys

Time: 60 - 75 Minutes

Time: 45 - 60 Minutes

EDUCATION PLANNING UNDER THE TCJA

Due to the rising costs of higher education, clients are relying more than ever on advisors to help them navigate the financial complexities associated with the college funding and financial aid planning processes. In this presentation, Ross A. Riskin, CPA/PFS, CCFC, will share highlights from the AICPA’s Adviser’s Guide to Education Planning (Released January 2019), which are focused on education planning strategies for high income/high net worth individuals, divorced/divorcing couples, and grandparents. In addition, Ross will also cover relevant changes from the 2017 Tax Cuts and Jobs Act (TCJA).

Audience:

• Financial Planners

• Investment Advisors

• Accountants

• Attorneys

Time: 60 - 75 Minutes

EDUCATION PLANNING  FOR BUSINESS OWNERS UNDER THE TCJA

Education planning for business owners has always been challenging due to the way the financial aid regulations interact with tax laws. Valuing a business for a client, providing multiple years of detailed financial information, and determining how colleges may assess the assets and income generated from a business are among these challenges. This presentation will highlight education planning strategies impacted by the Tax Cuts and Jobs Act and will focus on how business entity choice with the new lower corporate tax rate and the new IRC 199A (QBI) deduction will factor in from both financial aid and tax planning perspectives.

Audience:

• Financial Planners

• Investment Advisors

• Accountants

• Attorneys

Time: 60 - 75 Minutes